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  • Writer's pictureRaphael Collazo

What is a Certificate of Occupancy?

A Certificate of Occupancy (CO) is a document issued by a local government agency or building department certifying that a building or structure is fit for occupation and use. The CO indicates that the building has been constructed in accordance with all applicable building codes and regulations and is safe for occupancy.

In real estate, a CO is often required before a property can be sold or leased, as it provides assurance to potential buyers or tenants that the building meets all necessary safety standards. In addition, a CO may be required by banks or other lenders before they will provide financing for the purchase or construction of a property.

The process for obtaining a CO typically involves the submission of various documents, such as building plans and inspections reports, to the local building department. The department will then review the documents and, if everything is in order, issue a CO. In some cases, the CO may be issued as a temporary or conditional document, which may require the owner to make certain repairs or improvements before a permanent CO is issued.

In summary, a Certificate of Occupancy is an important document that verifies that a building is safe and suitable for occupation. It is often required for real estate transactions and may be necessary for obtaining financing.

If you're a business owner in Louisville, KY, or its surrounding areas, and you're interested in securing commercial space that requires a build-out, I'd be happy to help guide you through the process! Feel free to call/text me at (502) 536-7315 or email me at

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